News · Academy · November 12, 2026
Academy: logins, admins and the stolen-credential problem
Stolen access is a top entry point and 46% of human logins used leaked credentials. Rules for admin accounts, MFA and sessions in a company.
DRIVE 369 DAO · 2 min read
Academy, organisations, lesson 8. The easiest way in is often a login that already works. This lesson is about making stolen credentials less useful.
The facts
- Cloudflare's 2026 threat report finds that 94% of login attempts were bots and 46% of human logins used previously breached credentials (reported by Help Net Security).
- Mandiant lists voice phishing (11%) and previously stolen access (10%, and 30% in ransomware cases) among the top ways in (M-Trends 2026). Verizon's 2026 report now ranks exploited vulnerabilities (31% of breaches) ahead of stolen passwords as the top way in (Verizon).
- In October the ConnectWise Cloud Backup incident showed a worse case: a stolen application credential produced sign-in activity across almost 1,000 Microsoft 365 tenants, more than 300 of them successful, and because the sign-ins were application-only, user multi-factor authentication did not apply (briefing).
Rules that work
- Phishing-resistant sign-in for everyone, and first for administrators. Passkeys and hardware keys are bound to the real website, so a fake page cannot collect them. Text-message codes and approval pushes can be talked out of people.
- Separate admin accounts. An administrator uses a day-to-day account for mail and a separate one for admin work, with no mailbox.
- Keep a short list of privileged accounts and review it monthly. The NCSC asks you to include vendor and service accounts and to baseline each one's normal behaviour.
- Treat service and application credentials like users. Give them the narrowest scope, a short life where possible, and alerts when used from a new place. Multi-factor does not protect them.
- Block reuse. Check new passwords against breached lists and never allow one password on two systems.
- Remove access when people leave, the same day, including API keys and shared accounts.
- Watch the grants. List the third-party apps connected to your Microsoft 365 or Google tenant and the permissions each holds. Remove those nobody can explain.
- Plan for stolen sessions. A token that has already passed multi-factor can be replayed. Short session lifetimes and device checks limit it.
- Train for the phone call. A fake helpdesk voice is part of the social engineering lesson.
How Ghostdrive approaches it
There is no password to steal: your Ghost ID is a key on your device, opened by a passkey or by 24 recovery words, with no company that can reset it for a stranger. If you lose both, nobody can recover your vault, so protect the words. The access journal tells you when another device opens it. Pass keeps logins and live two-factor codes for the accounts you still have elsewhere.
Academy: start here · Social engineering · Secrets and rotation